Recent Blog Posts

Means Test Deduction for Car Ownership Only Available for People Making Loan or Lease Payments

In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Prevention Act (BAPCPA). Despite its consumer-friendly name, the purpose or at least the effect of this “bankruptcy reform” was to make it harder to be eligible for Chapter 7, and to maximize the amount you have to pay in Chapter 13. At the heart… Read More »